Estate Planning – Protecting Your Legacy
What Estate Planning Really Means
Estate planning aims to ensure that your assets, from retirement accounts to real estate, pass smoothly to the people and causes you care about. At Schuler Financial Group, we help families across Springfield and Dayton integrate estate planning into their overall financial strategy. While attorneys draft the legal documents, our role as an estate planning advisor in Springfield is to align your financial accounts, beneficiaries, and long-term wishes into a plan that works in practice.
Our Estate Planning Services
Our guidance covers the full spectrum of estate concerns:
Identifying estate goals, whether providing for a spouse, supporting children, or leaving charitable gifts.
Reviewing and updating beneficiary designations on retirement accounts and insurance.
Coordinating with your attorney to draft wills and trusts that reflect your financial picture.
Incorporating tax-efficient legacy planning so your heirs keep more of what you leave behind.
Trusts and Other Planning Tools
Trusts, wills, and powers of attorney are all common tools in estate planning. A revocable living trust can help avoid probate, while a will is still necessary to designate guardians for minor children. Healthcare directives and financial powers of attorney ensure your wishes are respected even if you can’t make decisions yourself.
For families with complex needs, such as business owners or those with out-of-state property, we discuss when trusts may provide added control and flexibility.
Keeping Your Estate Plan Current
Life changes—so should your estate plan. Marriages, grandchildren, or changes in the law may all call for adjustments. As part of comprehensive financial planning, we review your estate documents regularly to keep them aligned with your current life and goals.